Merchant Cash Advance
Get an upfront lump sum repaid as a small percentage of your daily sales — no fixed payments.
What is a Merchant Cash Advance?
A merchant cash advance (MCA) provides an upfront sum of capital in exchange for a percentage of your future credit card sales or daily bank deposits. Repayment is automatic and flexible — when sales are high, you repay more; when sales dip, you repay less.
MCAs are ideal for businesses with high daily sales volume but limited credit history. Restaurants, retail stores, and service businesses love MCAs for their speed and simplicity.
Eligibility Criteria
- Minimum 3 months in business
- Minimum $5,000/month in card/bank sales
- No minimum credit score required
- Active merchant processing account (card sales) or bank deposits
- Not currently in bankruptcy
How to Apply
Quick Application
Apply in minutes with basic info about your business sales.
Sales Review
We analyze your credit card or bank deposit history.
Same-Day Offer
Receive a cash advance offer — often within hours.
Funds in 24 Hours
Sign and receive your advance the very next business day.