Business Term Loans
Predictable, fixed repayments with lump-sum capital — ideal for growth, equipment, or expansion.
What is a Business Term Loan?
A business term loan provides a fixed lump sum of capital that you repay over a set period — typically 1 to 5 years — with a fixed or variable interest rate. This is one of the most straightforward business financing options available and works well for businesses with a clear, one-time capital need.
Whether you're opening a new location, purchasing inventory in bulk, or covering a large one-time expense, a term loan gives you the certainty of predictable monthly payments so you can plan your cash flow confidently.
Eligibility Criteria
- Minimum 1 year in business
- Minimum $10,000/month in revenue
- Credit score 600+ (preferred)
- Valid business bank account
- No active bankruptcies
How to Apply
Submit Application
Complete our 2-minute online form with basic business details.
Review & Docs
A funding specialist reviews your application and may request 3 months of bank statements.
Receive Offer
Get your loan offer within 24 hours — terms, rate, and repayment schedule included.
Get Funded
Sign your agreement and receive funds in your account within 24–48 hours.