Equipment Financing
Finance the equipment your business needs — machinery, vehicles, tech — without draining cash reserves.
What is Equipment Financing?
Equipment financing allows you to purchase or lease business equipment by using the equipment itself as collateral. This means you can often qualify even with imperfect credit, since the lender has the equipment as security.
From commercial kitchen appliances and construction machinery to computers and company vehicles — almost any piece of business equipment qualifies. Preserve your working capital and start generating revenue with the equipment immediately.
Eligibility Criteria
- Minimum 6 months in business
- Equipment must be for business use
- Credit score 580+ (preferred)
- Equipment serves as collateral
- Quote or invoice from equipment vendor
How to Apply
Apply Online
Submit your application and provide a quote for the equipment.
Equipment Appraisal
The lender evaluates the equipment's value and your business profile.
Receive Terms
Get your financing offer — rate, term, and monthly payment.
Get Your Equipment
Funds go directly to the vendor and you start using your equipment.