Invoice Factoring
Turn unpaid invoices into immediate cash — stop waiting 30–90 days to get paid.
What is Invoice Factoring?
Invoice factoring is a financing solution where you sell your outstanding invoices to a factoring company at a slight discount in exchange for immediate cash. This is not a loan — it's an advance against money already owed to you.
It's perfect for B2B companies, staffing agencies, trucking companies, and contractors who have slow-paying clients. Your approval is based on your clients' creditworthiness, not your own — making it accessible even for newer businesses.
Eligibility Criteria
- B2B business (you invoice other businesses)
- Outstanding invoices from creditworthy clients
- Invoices with net-30 to net-90 payment terms
- No minimum credit score — client credit matters more
- Minimum $10,000/month in invoices (typical)
How It Works
Submit Invoices
Send us your outstanding invoices for review.
Verification
We verify the invoices and your clients' creditworthiness.
Advance Issued
Receive up to 90% of the invoice value within 24 hours.
Client Pays
When your client pays, you receive the remaining balance minus a small fee.